Dos
- Send requested documents as promptly as you can
- Disclose the income you want considered for qualifying
- Disclose your debt (i.e. side business, alimony, child support, additional real estate owned etc.)
- Be honest about your credit (good or bad)
- Pay your bills on time (mortgage, rent, car payments, credit cards, etc.)
- Use your credit card normally
- Make sure your spouse is available for the closing (if purchasing a primary residence)
- Communicate with your loan originator and loan partner
Don'ts
- Change or quit your job
- Pay off debts, collections, or charge-offs (unless your loan officer recommends it)
- Move out of your current home
- Make major changes to your asset structure
- Co-sign or co-borrow on anything
- Make large cash deposits into your bank accounts
What Our Customers Say
2
David T.
Everything seemed good up front and I agreed to the terms of the mortgage and we completed the closing process. When it went bad was a month or two after closing when our loan was sold, at least once, maybe
5
Theresa Lavette P.
Absolutely! What made this experience GREAT was the team's exceptinal professionalism, clear communication, and remarkable speed from start to finish. Every step of the refinance process was handled with care, accuracy, and a true sense of partnership. I always felt
5
Andrew Evelio W.
Communication and availability
5
Joshua John D.
The level of professionalism, understanding of people new to the process, how he explains each step so smoothly, and has a great network of professionals that help with steps like insurance, and explains the process with the property appraiser and
5
Melissa L.
Very smooth, great communication with office, love the software to easily upload documents
5
Richard A C.
Jennifer and her team were on top of everything from the start of the loan application process to closing. I would highly recommend Jennifer and her team to anyone remotely thinking of purchasing a home now or later.
5
Luis Manuel B.
From the moment we started this process, it has been a pleasure working with debb. She gave us all of our options and explained them thoroughly. She will be missed .
5
Alexis D.
Helpful, proactive and great communicator. Same goes for his team. Goes above and beyond for his clients. Mediated communication between realtor, seller and financial institutions.
5
Jordon A. W.
Elizabeth was always very responsive and helpful in all of our dealings. There were times where I didn't understand and Liz was able to explain everything and walk us through every step.
5
Kenton M P.
Sean was very easy to work with! His expertise, amiability, and guidance assured a smooth process for securing my condo loan!