NOW AVAILABLE ON CONVENTIONAL, FHA, VA, VA, AND USDA!

Whether you're a first time homebuyer or purchasing your third home, our 3-2-1 Buy Down Program can be a great option for you! This program is designed to lower the effective interest rate for the first 3 years of your loan before it rises to the note rate. The seller or any interested party will pay a fee to supplement the borrower's interest for 36 months.

 

See chart below for example:

YearMortgage Rate ReductionRate/Monthly Payment $300,000 LoanSeller / Other Interested Party Pays

1

3% Rate Reduction4% / $1,432

At Closing

22% Rate Reduction5% / $1,610At Closing

3

1% Rate Reduction6% / $1,799At Closing
4-30Note Rate7% / $1,996N/A

*Payment is principal and interest only, does not include taxes, insurance, or HOA fees. Rates quoted are for example purposes only and do not reflect current available rates.

Contact us today to get you started!

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